Buy travel insurance
Again, stressing the importance of carrying it with you travel insurance every time you move to other countries, here I detail below the 10 tips or reasons not to forget to buy travel insurance:
1. Health care: One of the main points of travel insurance is to protect your health. Hire sufficient medical coverage depending on your destination. In the U.S. and Asia the coverage must be much higher than in Europe due to high medical costs involved.
2. Repatriation Health: In case of death or serious accident, it is important that coverage of repatriation does not have any economic or geographical limit and can be accompanied by a family without any additional cost.
3. Policy conditions, it is also very important to read the fine print to check whether certain conditions or illnesses are excluded from the insurance if there is any accident or mishap.
4. Overbooking: It’s amazing to happen but unfortunately it happens. Overselling of tickets is very common and can cause you big expenses. Coverage for overbooking is recommended to be high.
5. Theft or loss of baggage: This is the most common coverage in relation to incidents. Theft or loss of luggage and documents must be adequately covered by the guarantees of your travel insurance policy, because this issue is a major problem and a nuisance when you’re far away from their habitual residence.
6. Telephone Support 24 hours: It is very important that the insurance company will provide a telephone customer service 24 hours a day, with local numbers or collect, every day of the year, to address concerns or complaints. This number should also be available to coordinate cases and if possible by the medical infrastructure of the place, give you attention in the country where you are.
7. Hotel stay for delays: In case of delay of transportation or inability to travel by adverse weather conditions, insurance should cover the duration of the stay at the hotel, at least five days.
8. Liability: Increasingly incorporate travel insurance liability costs, the contractors for your home?, Why not do it for your trip abroad, have liability coverage that can be useful abroad if it proves to incident or accident involving personal injury to third parties.
9. Sports Risk: If during your trip you will perform activities or extreme sports, ask us about specific insurance coverage.
10. Trip Cancellation coverage: All plans offer insurance which includes cancellation fees if you encounter a customer that prevents unexpected start your journey.
Having to cancel your trip is very common duty to pay a penalty for such cancellation, which can be one hundred per cent of the reserve. It is particularly useful for tours well in advance to have trip cancellation coverage.